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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28651 reviews)

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4.73

Based on 28,651 reviews, last reviewed 13th Jun 2026

396100% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

The new Vanquis app is easy to navigate around and... The new Vanquis app is easy to navigate around and my experience with customer service was good when I first had a problem setting it up, always get ... Read more Reviewed on: 13th June 2026

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28651)

Easy to use anywhere

Easy to use accepted anywhere and a great app to keep up with things Reviewed on: 19th April 2025

Each time l ring Vanquish, my query gets resolved st...

Each time l ring Vanquish, my query gets resolved straight away. Reviewed on: 19th April 2025

Very good card it helped me when l needed money...

Very good card it helped me when l needed money Reviewed on: 19th April 2025

Building my credit

Before O build my credit score, Vanquis was the one who gave me a credit. And time to time increase my credit... Reviewed on: 19th April 2025

Vanquis has always been by my side even though I’m g...

Vanquis has always been by my side even though I’m going through a rough period. They believe in me and I applaud them for not pressuring me and allowing me to do my very best under my present circumstances. I can’t say this statement about nobody else….. I’m pretty sure that others would have made my life impossible. Not Vanquis and I’m so humbled by that. I won’t let Vanquis down but I need time and that’s exactly what they are giving me. So Vanquis Thank You for Being Here! Thank You for trusting my judgment! Thank You for believing in me! Thank You for being Vanquis!!!! Reviewed on: 19th April 2025

A Game-Changer for My credit journey

A Game-Changer for My Credit Journey I’ve been using my Vanquis Credit Building Credit Card for over a year, and sharing my experience on Smart Money People has been incredibly rewarding! After struggling with a low credit score, I chose Vanquis because of its reputation for helping people like me rebuild their credit. The application process was straightforward, and I was approved quickly with a manageable £500 credit limit, which felt perfect for starting small. What I love most is the Vanquis app—so easy to track spending and payments, ensuring I never miss a due date. Their text reminders are a lifesaver, too! After six months of responsible use, I was thrilled to receive a credit limit increase to £1,000, and my credit score has noticeably improved, opening doors to better financial options. The customer service team has been polite and efficient whenever I’ve called, making me feel supported. Smart Money People made it simple to share this journey. Their platform is user-friendly, and writing a review helped me reflect on how far I’ve come. I also loved reading other Vanquis reviews to compare experiences—it’s like a community for smarter financial decisions! The chance to win a prize for my review is a fun bonus, but honestly, the real win is how Vanquis and Smart Money People have empowered me to take control of my finances. I’d recommend both to anyone looking to build credit confidently! Reviewed on: 19th April 2025

I had a problem with my card earlier this year and v...

I had a problem with my card earlier this year and vanquish sorted it out very quickly the staff were very good Reviewed on: 19th April 2025

Flexible Credit ervice.

I have enjoyed excellent service since getting my card. There are no hidden charges and all charges are properly tabulated. Reviewed on: 19th April 2025

Vanquis is a very good credit card for if you want...

Vanquis is a very good credit card for if you want to improve your credit rating Reviewed on: 19th April 2025

One of the best credit cards around.

One of the best credit cards around. Amazing service and app. Reviewed on: 19th April 2025

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