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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28644 reviews)

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4.73

Based on 28,644 reviews, last reviewed 11th Jun 2026

395750% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

4

No hassle Always had a good experience. App easy to use, and all the relevant information is to hand Reviewed on: 11th June 2026

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28644)

Very good service and the staff is very friendly and...

Very good service and the staff is very friendly and helpful Reviewed on: 18th April 2025

Using vanquish has improved my credit rating

Using vanquish has improved my credit rating Reviewed on: 18th April 2025

Excellent company

Vanquis is a good reliable.company I have never had any problems and the customer service is good the staff are polite, professional and know how to deal with your query in a timely.manner Reviewed on: 18th April 2025

Great for building up credit scores

Great for building up credit scores Reviewed on: 18th April 2025

Overall a good experience but it could be better if...

Overall a good experience but it could be better if balance gets update as it takes more than 24hrs. Non sterling charges could be minimised Reviewed on: 18th April 2025

Avoid at all cost!

Avoid at all cost! They have gone rogue! Imagine charging £42 purchase interest on a purchase that was paid before payment due date. I called customer service many times (by the way their customer service is outsourced to South Africa), they always keep me on hold to find out why I was charged interest but always comes back with explanations that doesn't make sense! Their customer service in South Africa doesn't even know what they are doing. They said they charged me because I still had balance on the account. But the balance was a balance transfer which was still on interest free promotional period. Meanwhile they had charged 3.99% on the balance transfer some 7 months prior. Then next I made the same purchase transaction I made initially via PayPal that led to the purchase interest and this time it was deemed as cash transaction and I was charged a total of £26 cash advance fee. Then I cleared my balance to zero. They still went further to charge me additional cash interest of £3.19 on a balance that is zero. I am not only returning the card and closing the account, I will report them to Financial Obudsman and the FCA! I will also give them this same feedback across all platforms. Nonsense! They don't deserve a 1 star rating, they deserve 0 star. Reviewed on: 18th April 2025

Quality product quality service.

Quality product quality service. No sugar coating their terms. Keep you informed. Helped rebuild credit. Reviewed on: 18th April 2025

I’m always happy with this company and they are very...

I’m always happy with this company and they are very good and helpful. Reviewed on: 18th April 2025

Very Good .

Very Good . Very Good. Very Good. Reviewed on: 18th April 2025

Credit Card

Great card product and service the best Reviewed on: 18th April 2025

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