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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28644 reviews)

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4.73

Based on 28,644 reviews, last reviewed 11th Jun 2026

395750% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

4

No hassle Always had a good experience. App easy to use, and all the relevant information is to hand Reviewed on: 11th June 2026

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28644)

Much better experience than I thought it would be!

The app provided works extremely well and is also easy to follow. This extinguishes the need to constantly call Vanqius. However, recently I had to call due to my ipad being compromised in some way resulting in unknown and unauthorised purchases being taken out of my Vanqius account. I panicked and called customer services. I was immediately reassured and made to feel calm and relaxed within 1 minute of speaking to an advisor. Needless to say they solved the issue within 10 mins and refunded the unauthorised amounts quickly. I also received an email and letter in the post 3 days later explaining everything to me and what had occurred and was again reassured. I am dealing with so many stresses with my wife being terminally ill at home and that anything like this would leave me stressed and panick stricken. Although I believe the interest rate could be lower I will still remain with Vanqius through the professional and kind way I was looked after. Reviewed on: 18th April 2025

Absolutely Amazing

Amazing They were so helpful gave me a great 0% transfer. Couldn’t have asked for anything more. Reviewed on: 18th April 2025

High light

Have been a customer for a short time and my all round experience has been great Reviewed on: 18th April 2025

Professional and responsible lenders.

Professional and responsible lenders. Informative and helpful from the start. Thank you for helping me on my credit journey Reviewed on: 18th April 2025

always on hand if I need help or a small...

always on hand if I need help or a small amount Reviewed on: 18th April 2025

Boost my score

I’ve never had any problems, always kept up to date with things and has helped to boost my credit score. Reviewed on: 18th April 2025

Great first credit card to help start building your...

Great first credit card to help start building your score. Allowed me to build a good report from a young age not having any Credit history to eventually getting a mortgage aged 20! Reviewed on: 18th April 2025

The Vanquis app is so easy and very user friendly to...

The Vanquis app is so easy and very user friendly to use. You can get almost everything you need from the app. Reviewed on: 18th April 2025

Vanquis has beenngreat, while everyone rejected vanq...

Vanquis has beenngreat, while everyone rejected vanquis gave a card and approved my application Reviewed on: 18th April 2025

I have been with Vanquis for over 11 years, and they...

I have been with Vanquis for over 11 years, and they have always looked after me until recently, last year I required a bridging loan which was aproved and could have given it to me by increasing my credit limit by £3000 but instead offered me £5000, being responsible I excepted the £3000. After a week no money arrived, so I rang them to find they decided to not lend any more money at this time, but did not contact me to say this. So I drew out some funds and PAID THE FULL BALANCE OF MY CARD OFF, ton show that I needed the money for a purchase, and I am still asking why not only did I not receive the loan but they dropped my CARD SPEND TO £100 FROM £3000. NO EXPLINATION. Reviewed on: 18th April 2025

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