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Vanquis : Credit builder credit card reviews

4.73
Based on 28,641 reviews, last reviewed 10th Jun 2026
395650% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Very good card easy to understand statements I’m hap... Very good card easy to understand statements I’m happy with this card Reviewed on: 10th June 2026
Paul mead's avatar
Paul mead

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28641)

Good card good app good control of credit but when y...

5
Good card good app good control of credit but when you get put over by the interest you are charged for going over the limit but you did not it was Vanquis that put you over the limit then they charge you again for going over! The interest should be charged after your payment is taken out then a message warning the customer that when the interest is added you will be over your limit Reviewed on: 18th April 2025

Good service.

5
Good service. Good customer service. And good for people they have poor credit. Reviewed on: 18th April 2025

Very useful and friendly.

5
Very useful and friendly. No issues and no problem at all Reviewed on: 18th April 2025

I have been with vanquis for around 11 years now hel...

5
I have been with vanquis for around 11 years now helped me build up my credit rating, I have a great credit limit which is ample if I need it. Customer service is 2nd to none and I've always had any issues dealt with immediately. I would recommend this credit card to everyone I know and do Reviewed on: 18th April 2025

Great card easy to use, good credit amount, 6mths in...

5
Great card easy to use, good credit amount, 6mths interest free period, can pay balance online, have a very good help section to guide you through the app and explains things in a basic easy to understand way Reviewed on: 18th April 2025

Vanquis was my first ever credit card and it made me...

5
Vanquis was my first ever credit card and it made me feel super confident using it and allowing me the time to pay it back and when I a fraud on my card the team worked so well and so fast to fix the problem and send me a new card I have told family and friends it’s the best card to get when also wanting your credit score to go up also Reviewed on: 18th April 2025

I enjoy using the APP.

4
I enjoy using the APP. Alerts are also timely. I am able to change my payment date myself. Which i think is good. Reviewed on: 18th April 2025

Very good credit and rates.

5
Very good credit and rates. I have been offered a good credit and the service fulfil my needs. Reviewed on: 18th April 2025

build credit score

5
Is the perfect card when you need to build credit score Reviewed on: 18th April 2025

A recommended card for the needy

5
A recommended card for the needy Reviewed on: 18th April 2025

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