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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

VANQUIS HAS ALWAYS BEEN SO HELPFUL,AND MY CARD IS WO...

5
VANQUIS HAS ALWAYS BEEN SO HELPFUL,AND MY CARD IS WORKING PERFECTLEY,VANQUIS ARE TOP DOLLAR,SO HELPFUL,AND ALWAYS HELPFUL Reviewed on: 3rd May 2024

No issues with the card or the way it works.

4
No issues with the card or the way it works. Never declined and easy handling of the increase in credit. Actually had so few issues i have never reached out to customer support .. no need Reviewed on: 3rd May 2024

I rang Vanquis once the experience was not good

5
I rang Vanquis once the experience was not good Reviewed on: 3rd May 2024

I’ve always had a good experience and found the app...

4
I’ve always had a good experience and found the app easy t to track of your spending Reviewed on: 3rd May 2024

comes in handy when needed and customer services has...

5
comes in handy when needed and customer services has been excellent over the yeras I have been with Vanquis , Reviewed on: 3rd May 2024

It will do

4
Little slow on answering phones....................................... Reviewed on: 3rd May 2024

I found it hard to trust in credit cards and such th...

5
I found it hard to trust in credit cards and such things but vanquis have changed the way I look at credit cards. Reviewed on: 3rd May 2024

If you’ve gone a bit off track

5
Like many I’d fallen on hard times, Vanquis offered me a card with sensible restrictions but the freedom to repair my credit. The app is really simple to use and they keep me informed with jargon free insights. Couldn’t be happier Reviewed on: 3rd May 2024

Great all round service.

5
Great overall service, never had any problems so never had to ring or make queries to anyone, hence why I have given a neutral answer previously. The app is great and straight forward, even for me that struggles with the new apps for things. Reviewed on: 3rd May 2024

Great card and App

5
Easy to use app, easy to send payment Reviewed on: 3rd May 2024

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