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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

The interest charges are reasonable.

The interest charges are reasonable. Reviewed on: 3rd May 2024

Excellent card for building credit history

Had my card for many years now I started with a poor credit history my credit raising is very good now thanks to using this Reviewed on: 3rd May 2024

I have been customer with them for few years had a g...

I have been customer with them for few years had a great customer service. Reviewed on: 3rd May 2024

It’s okay I feel the charges are high for what they...

It’s okay I feel the charges are high for what they are and late payment fees can be very frustrating if for any reason you miss a payment Reviewed on: 3rd May 2024

Great customer service always there when in need

Great customer service always there when in need Reviewed on: 3rd May 2024

Vanquis is fair rates a bit high but I have taken ad...

Vanquis is fair rates a bit high but I have taken advantage of offers. Like the fact I have an email telling me of minimum payment and when. I always try to pay more than minimum if I can't afford to pay balance Reviewed on: 3rd May 2024

Great company to be with couldn’t asked for a better...

Great company to be with couldn’t asked for a better bank Reviewed on: 3rd May 2024

Very satisfied

Had this card for some years now and have been very happy with the product and services Reviewed on: 3rd May 2024

Martin Seal.

Prompt polite and professional responses and service.. Did not get the credit increase I wanted but promised regular reviews… Reviewed on: 3rd May 2024

I need a credit card was looking around for a compan...

I need a credit card was looking around for a company found Vanquis easy to apply for and gave reply start away . Vanquis app is easy to use also manage to a credit increase in a couple of months Reviewed on: 3rd May 2024

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