Write a review

Go to business site

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

View other Vanquis products

4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (19912)

Easy to use.

Easy to use. The app makes mananaging my account simple. So good to get payment reminders in plenty of time to avoid missing them or being late Reviewed on: 3rd May 2024

Great card easy to use

Nice limit no hassle easy to use and build your credit Reviewed on: 3rd May 2024

Very easy very good love the app too

Very easy very good love the app too Reviewed on: 3rd May 2024

Rebuilding my credit

Thanks to Vanquis I have been able to rebuild my credit rating & browing amount & this has enabled my family & myself to go on holiday & to concerts and shows so thanks for this Reviewed on: 3rd May 2024

Minimum Effort, Maximum Gain

A hassle free credit card for people with a less than stellar credit history. This little beauty has helped me reach an 'Excellent' credit score in 2 years simply by switching my regular everyday spending to the builder card. Every time I repay my balance on time, it shows the credit score companies that I can manage my money well and they'll nudge my score up a little each time. It was quick to set up and it's a breeze to manage your account in the app too. I regularly do top-up repayments in addition to my monthly Direct Debit, and that too is really easy to do. I'm now considering applying for a regular card with Vanquis because I technically don't need a credit builder card anymore! Reviewed on: 3rd May 2024

After a difficult time in my life, personally and fi...

After a difficult time in my life, personally and financially. I got a Vanquis card,it helped me build my credit score and get back on my feet. Now I gave an cexcellent credit rating but still choose to stay with vanquis and because my my credit rating improved, they lowered my rate. Reviewed on: 3rd May 2024

Very easy to set up, control your credit limit & als...

Very easy to set up, control your credit limit & also contact customer services. The Vanquis app is also very easy to use Reviewed on: 3rd May 2024

Very happy with the service throughout the process.

Very happy with the service throughout the process. Excellent communication and support. Reviewed on: 3rd May 2024

Fantastic Customer Service.

Very good customer service. No problems that can't be solved quickly, efficiently and productively. Reviewed on: 3rd May 2024

Very good

The app is very good and have no issues with vanquis Reviewed on: 3rd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Cards
from Smile Bank 3.00 from 4 reviews
Everyday spending credit cards
from Halifax 4.07 from 75 reviews
Credit card
from The Co-operative Bank 2.86 from 35 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.92 from 1253 reviews
Black Diamond Visa
from Vanquis 4.77 from 9 reviews
Vanquis Savings
from Vanquis 4.74 from 4 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub