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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

The terms of use are clear - the site is simple and...

The terms of use are clear - the site is simple and convenient. Can’t fault it! Wouldn’t use any other! Reviewed on: 3rd May 2024

Helpful to rebuild credit score

Customer service is hard to get through to. It is let down by the poor line quality. I am still grateful that they gave me a card to rebuild my credit score. The interest rate is correspondingly high though. Reviewed on: 3rd May 2024

Fast efficient and reliable Vanquis responds to que...

Fast efficient and reliable Vanquis responds to queries quickly and efficiently and Can be relied on to resolve problems. Reviewed on: 3rd May 2024

Seamless experience

I have found the Vanquis experience seamless and organic Reviewed on: 3rd May 2024

Great online features

Easy to apply and use great online features Reviewed on: 3rd May 2024

Very well organised great customer service and supp...

Very well organised great customer service and support Reviewed on: 3rd May 2024

Helped rebuild my credit rating after Bankroptcy

I joined Vanquis after my Bankruptcy had been discharged and they have helped rebuild my credit rating. I expected to pay a little over the odds but the feeling of having that credit card fall back was worth it. I have subsequently upgraded to the Gold card which is great Reviewed on: 3rd May 2024

I have never had a problem and been with them...

I have never had a problem and been with them for years Reviewed on: 3rd May 2024

Great to use over a short period of time at interest...

Great to use over a short period of time at interest free Reviewed on: 3rd May 2024

Excellent service

Excellent service. The customer service team are very helpful. Reviewed on: 3rd May 2024

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