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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Chargers to much.

Chargers to much. Get charged in everything Reviewed on: 3rd May 2024

Very good in terms of allowing you to control differ...

Very good in terms of allowing you to control different aspects of your income and where your expenses are. Shows how to improve your credit score what needs to be done in order to reduce any mitigating factors. You need to link accounts to allow you to do so. Reviewed on: 3rd May 2024

Got the card at a time when I needed help building m...

Got the card at a time when I needed help building my Credit, and has done so to my benefit. Obviously, would be preferable To have a lower interest rate. As they did lower it for awhile before putting it back up to higher than it was previously! With this in mind, I still recommend this company! Reviewed on: 3rd May 2024

A good, safe way to build credit score

A good, safe way to build credit score Reviewed on: 3rd May 2024

Overall good lender

I really like Vanquis very supportive and helped me achieve my financial goals Reviewed on: 3rd May 2024

I started to use vanquis when my financial situation...

I started to use vanquis when my financial situation was poor, over the years with sensible limits i have increase my credit score and ability to use responsibly. Reviewed on: 3rd May 2024

Good I haven’t had no trouble with it

Good I haven’t had no trouble with it Reviewed on: 3rd May 2024

Excellent Facility - Happy to leave a review

I have been a Vanquis Customer for many many years and cannot remember a single fault when dealing with any problems or requests. The efficiency and friendly service offered is second to none Reviewed on: 3rd May 2024

Vanquis review

I initially joined vanquis to up my credit rating, as I was planning on purchasing a car. I have found vanquis easy to use and great value. Everything was explained and easy to understand. Reviewed on: 3rd May 2024

10 out of 10

Over the years Vanquis have been nothing but professional, reliable and a great way to build credit. Any issues that could possible arise are dealt with swiftly and efficiently by a great team who really do their best to make it easy especially if you’re a little lost in the details. Have used them for years now and will continue to do so. Reviewed on: 3rd May 2024

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