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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Don't bother!

Had an account for 10 years & not once been offered a credit line increase, hence have other cards, at a cheaper rate! Reviewed on: 3rd May 2024

Good credit card company

Has been a great credit card any issues are quickly resolved. Limit increase and decrease easy. Would defo recommend. Reviewed on: 3rd May 2024

Have always been very helpful when there has been a...

Have always been very helpful when there has been a problem Reviewed on: 3rd May 2024

Best in customer service and good limits

Have been with Vanquis for years. It was my first credit card and haven’t applied to any other card since. Best customer service and good limits Reviewed on: 3rd May 2024

Easy to use,whether online or in person.

Easy to use,whether online or in person.Staff are very helpful & knowledgeable.The interest rates are a little high,gut I've learnt to deal with it.Would probably recommend Vanquis,if asked Reviewed on: 3rd May 2024

Straight forward no nonsense service to suit custome...

Straight forward no nonsense service to suit customer needs! Reviewed on: 3rd May 2024

Great customer service always willing to help and gi...

Great customer service always willing to help and give advice Reviewed on: 3rd May 2024

Very useful

Very useful . Easy, fast, safe... Reviewed on: 3rd May 2024

BRILLIANT

The Vanquis Credit Card is a great option for those looking to build or rebuild their credit history. As someone who has faced credit challenges in the past, I found this card to be a valuable tool for regaining control over my credit profile. Reviewed on: 3rd May 2024

Never had an issue.

Never had an issue. Always get emails and letter with offers but not too many where it becomes a nuisance Reviewed on: 3rd May 2024

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