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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Always had a good experience with vanquis

5
Always had a good experience with vanquis Reviewed on: 3rd May 2024

Helpful and positive

5
Always so helpful and easy to get through to when I have needed to contact them. I really can only say positive things. Thank you Vanquis! Reviewed on: 3rd May 2024

Access to their website is very security conscious,...

5
Access to their website is very security conscious, whether via online or telephone. Excellent customer services. Reviewed on: 3rd May 2024

Very high interest

5
The worst thing in vanquiscard os the high tate of interest Reviewed on: 3rd May 2024

I love Vanquis. I cannot fault them for nothing,

5
I love Vanquis, you can always rely on them from communication to your account queries. They always let you know beforehand of anything whether it be a query or an increase etc. Reviewed on: 3rd May 2024

Very good service never had a problem helpful

5
Very good service never had a problem helpful Reviewed on: 3rd May 2024

I use Vanquis and it is excellent

5
I use Vanquis on line banking. Very secure and safe. Very user friendly and easy to get around. Vanquis card is really good when travelling abroad and I have used it in many countries with no problems. Highly recommend. Reviewed on: 3rd May 2024

Never had a problem using my card worldwide.

5
Never had a problem using my card worldwide. Reviewed on: 3rd May 2024

Ive never had any issues.

5
Ive never had any issues. Customer service is good if you need to contact them for any reason. Always willing to help. Reviewed on: 3rd May 2024

Have been with Vanquis for quite a few years now.

5
Have been with Vanquis for quite a few years now. Originally to build a credit rating but have just kept the card along the way. Reviewed on: 3rd May 2024

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