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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

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Vanquis Credit builder credit card reviews (19912)

Decent experience but app much better than online....

4
Generally a good experience but online banking could do with some tweaks to make logging in a bit more straightforward. Reviewed on: 3rd May 2024
Westerby's avatar
Westerby

It's help me every month even tho I need to pay off...

5
It's help me every month even tho I need to pay off a little more Reviewed on: 3rd May 2024
Helen p's avatar
Helen p

I find the app easy to use also if I need to telepho...

5
I find the app easy to use also if I need to telephone customer services they are excellent Reviewed on: 3rd May 2024
Lynn clark's avatar
Lynn clark

Never had a problem, customer service is excellent.

5
Never had a problem, customer service is excellent. I would recommend Reviewed on: 3rd May 2024
Maria W's avatar
Maria W

Do what they say.

5
Do what they say. Helpful and efficient. Easy to use and effective app Reviewed on: 3rd May 2024
H B's avatar
H B

easy and no hassle would recommend to anyone

5
easy and no hassle would recommend to anyone Reviewed on: 3rd May 2024
msw's avatar
msw

Easy to navigate website, clear communication, good...

5
Easy to navigate website, clear communication, good customer service. Easy to make payments and keep up to date with spending. Interest rate may be higher than some credit cards, but that doesn't matter if balance is paid in full or spread over a short time. Reviewed on: 3rd May 2024
CV's avatar
CV

Had the option for a loan to pay off card.

3
Had the option for a loan to pay off card. Couldn’t do it online and then couldn’t get it. Very disappointed. Reviewed on: 3rd May 2024
Monica M's avatar
Monica M

Excellence

5
Excellent card for building credit I love Vanquis Reviewed on: 3rd May 2024
Guy d's avatar
Guy d

Great service easy to use app, customer service are...

5
Great service easy to use app, customer service are so helpful and did not have to wait on line for call to be answered. My app enables me to do everything a very Happy customer Reviewed on: 3rd May 2024
Gwen M's avatar
Gwen M

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