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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

App is simple and easy to use.

4
App is simple and easy to use. No Apple Pay has been added makes use better. Reviewed on: 3rd May 2024

The best

4
Always keeping you up dated and the app is so much easier keeping up-to-date with your budget Reviewed on: 3rd May 2024

Vanquis has always had my back where money is concer...

5
Vanquis has always had my back where money is concerned they have always gone out of there way to provide quality help when there have been problems Reviewed on: 3rd May 2024

I love using my card.

5
I love using my card. It works from every world lication. Reviewed on: 3rd May 2024

Excellent company

5
Excellent company easy acceptance rate Reviewed on: 3rd May 2024

I was happy to be accepted for a credit card during...

3
I was happy to be accepted for a credit card during a period of financial difficulty. Unfortunately the rates offered were not competitive enougg Reviewed on: 3rd May 2024

Been very helpful in increasing my credit no problem...

5
Been very helpful in increasing my credit no problem with them very support from them Reviewed on: 3rd May 2024

Is nice working with Vanquis I was not having money...

5
Is nice working with Vanquis I was not having money when my time was due to pay my minimum rate but they called me to help and I was grateful Reviewed on: 3rd May 2024

"Applying for and using the Vanquish credit building...

5
"Applying for and using the Vanquish credit building credit card was a pivotal step in my financial journey. With its tailored features designed to help individuals build or rebuild credit, I found it to be a reliable tool for improving my credit score. The card's manageable credit limits and user-friendly interface made it easy to stay on top of my spending and payments. Plus, the regular credit score updates provided valuable insights into my progress. Overall, my experience with the Vanquish credit building credit card has been positive, empowering me to take control of my financial future." Reviewed on: 3rd May 2024

Fast, efficient and hassle free

5
Vanquis has consistently provided fast, efficient, and hassle-free service, making it an excellent choice for anyone in need of quick financial support. Whether you are moving to a new home, repairing your vehicle, or simply fixing things around the house, they offer a reliable and responsive credit solution. Their straightforward approach and rapid processing times ensure that you can access funds promptly when emergencies arise. Highly recommended for those seeking a dependable credit option during critical times Reviewed on: 3rd May 2024

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