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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Noone else would give me a credit card so to me the...

5
Noone else would give me a credit card so to me these are excellent Reviewed on: 3rd May 2024

Easy to understand easy to use and customer friendly.

5
Easy to understand easy to use and customer friendly. Nothing is to much trouble for the kind and friendly staff Reviewed on: 3rd May 2024

Easy to navigate through the app, easy to pay balanc...

5
Easy to navigate through the app, easy to pay balances on the app.. Customer care is great, issues are resolved quick. Reviewed on: 3rd May 2024

Peace of mind , that’s Vanquis.!

5
I find the fact they have an app by which you can pay your monthly bill is invaluable , it is also easy to ascertain what your balance is and what you are paying in interest. I also get great comfort out of the fact it helps with security to your account, you no longer need to wait for your statement to arrive through the post to check you have not been scammed or overcharged. Although I still have a paper statement just in case the internet or system fails.. The way Vanquis works gives me peace of mind. Reviewed on: 3rd May 2024

Having a Vanquis credit card helped me to build my c...

5
Having a Vanquis credit card helped me to build my credit score back up and made me more sensible with my money. Reviewed on: 3rd May 2024

Fantastic service

5
Very helpful when you ring them,great communication. They can't do enough for you would definitely recommend Reviewed on: 3rd May 2024

Responsible lenders with fair limit increases.

4
Responsible lenders with fair limit increases. Reviewed on: 3rd May 2024

App easy to use but servi e poor

3
App easy to use but servi e poor Reviewed on: 3rd May 2024

Easy to use and pay for.

5
Easy to use and pay for. Reminders super helpful. Will continue with my account :) Reviewed on: 3rd May 2024

Vanquiz care

5
They are so understanding and caring and helped to put my mind at rest . So patient too. Reviewed on: 3rd May 2024

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