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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Always polite and very helpful , if I've ever phoned...

5
Always polite and very helpful , if I've ever phoned with a problem , staff always do there best to sort it out Reviewed on: 3rd May 2024

Easy to use app, simple process of application and e...

5
Easy to use app, simple process of application and excellent customer service. Reviewed on: 3rd May 2024

Easy to use

3
Easy to use the app for checking balances and paying bills Reviewed on: 3rd May 2024

I received my pin then my card Dowloaded the app con...

5
I received my pin then my card Dowloaded the app connected them to gpay and I was ready to go paid deposit for my holiday just waiting to go now Reviewed on: 3rd May 2024

Great option for a credit card

4
Great option for a credit card as long as you remember when to pay your bill. Good customer service, easy to use app, and able to manage the credit card very easily through the app. Reviewed on: 3rd May 2024

Wonderful service, but I still get paper statement w...

4
Wonderful service, but I still get paper statement when I requested for email statement Reviewed on: 3rd May 2024

Fantastic opportunity to build my credit score.

5
Fantastic opportunity to build my credit score. And take control of my finances. Reviewed on: 3rd May 2024

Interest rate is very high which can lead to struggl...

3
Interest rate is very high which can lead to struggling with payments. Reviewed on: 3rd May 2024

Over 40% Apr.

1
Over 40% Apr......how are you ever supposed to get out of debt? Reviewed on: 3rd May 2024

Always there when we need extra help.

4
Always there when we need extra help. Reviewed on: 3rd May 2024

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