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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

CHOOSE VANQUIS ABOVE ALL OTHERS

5
Always had affordable repayments, customer support has worked with me even through tough times losing my job, still arranged an affordable repayment scheme suited for me. Can't sing their praises enough, the people at vanquis are truly incredible Reviewed on: 3rd May 2024

Quick and easy to apply

5
Quick and easy to apply, kept informed during whole process Reviewed on: 3rd May 2024

Nice service

5
Help me a lot with balance transfer. Reviewed on: 3rd May 2024

It’s a good thing and value for money

4
It’s a good thing good value for money Reviewed on: 3rd May 2024

Excellent

5
Excellent good service. I will recommend to my friends definitely Reviewed on: 3rd May 2024

Quick and easy applying for the card and getting the...

4
Quick and easy applying for the card and getting the credit. Very slow at increasing your amount to borrow. Reviewed on: 3rd May 2024

Have been using Vanquis for over 10 years.

5
Have been using Vanquis for over 10 years. It gave me the opportunity to rebuild my credit record very successfully. Slightly disappointed that Vanquis is no longer offering me the option of a balance transfer as I have used this in the past very effectively Reviewed on: 3rd May 2024

Easy app to use..

4
Easy app, can see transactions, change credit, make payments. Just a lower interest rate would be better. Reviewed on: 3rd May 2024

Top Quality Vanquis

5
Great to help with building your credit score. Customer service was brilliant. Reviewed on: 3rd May 2024

Balance transferred my way to better credit score

5
Took out the card for balance transfer and then paid off and have seen my credit rating increase Reviewed on: 3rd May 2024

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