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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Happy I was accepted

4
Happy I was accepted for the card. Help me through tough financial times, helping with credit Reviewed on: 3rd May 2024

Improve your credit score.

3
Pleased to be accepted. Used regularly and therefore improved my credit score as paid off in full every month. Reviewed on: 3rd May 2024

Emergency cash

4
Needed to put cash in my bank account for a specific reason then later on found out didn’t need to so paid it straight back Reviewed on: 3rd May 2024

I am very satisfied with my card, I have never misse...

5
I am very satisfied with my card, I have never missed a payment. I have had increases in my limit and I have a good credit score. My card is my best friend, I am never broke, anything I need to buy I can afford. Reviewed on: 3rd May 2024

Very pleased with service overall

5
Very pleased with service overall Reviewed on: 3rd May 2024

It has helped my credit score and Vanquis are easy t...

5
It has helped my credit score and Vanquis are easy to get hold of if needed friendly staff Reviewed on: 3rd May 2024

Vanquis was my first card after bad credit they were...

5
Vanquis was my first card after bad credit they were very helpful always advising me with good limits and guidance. Reviewed on: 3rd May 2024

Stable, reliable and works for me

4
Stable, reliable and works for me Reviewed on: 3rd May 2024

Well, I’m using Vanquis from almost a year and I had...

5
Well, I’m using Vanquis from almost a year and I had already a excellent experience with Vanquis credit card I would suggest to everyone thanks Reviewed on: 3rd May 2024

Excellent

4
Easy to use and always get things sorted when needed Reviewed on: 3rd May 2024

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