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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I am happy with the Visa Vanquis credit card.

5
I am happy with the Visa Vanquis credit card. Only the thing when I'm travelling around Europe the transactions have been declined. Reviewed on: 3rd May 2024

Vanquis great!

5
Never had any problems with Vanquis. Web site and App so easy to navigate. Would recommend Vanquis to any of my family and friends. Reviewed on: 3rd May 2024

I needed quick cash

5
I needed quick cash, with no problem the money was up to an hour on my account . Reviewed on: 3rd May 2024

Amazing, the app is really quick and easy to use

5
Amazing, the app is really quick and easy to use Reviewed on: 3rd May 2024

They are always helpful even when struggling with pa...

5
They are always helpful even when struggling with payments they give options which suits you. Reviewed on: 3rd May 2024

Honestly never had a bad experience

5
Honestly never had a bad experience Reviewed on: 3rd May 2024

App doesn’t work, customer service doesn’t help they...

3
App doesn’t work, customer service doesn’t help they just keep telling me to delete the app give it 24 hrs and try again and every time I do it still doesn’t work Reviewed on: 3rd May 2024

Really handy to have.

5
Really handy to have. Not had any problems with anything Reviewed on: 3rd May 2024

Good contact great app.

5
Good contact great app. Easy payment options Reviewed on: 3rd May 2024

A Godsend at a difficult time.

5
After having a difficult time financially, Vanquis helped me to rebuild my credit score in a responsible and ethical way. They were a lifeline that I was grateful for. The credit raises offers, during the period I have been a Vanquis customer, have been fair and affordable, and have enabled me to prove that I am financially responsible too. Reviewed on: 3rd May 2024

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