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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Interest rate too high.

4
Interest rate is unacceptably high. Reviewed on: 3rd May 2024

Vanquis have been ever helpful and understanding par...

4
Vanquis have been ever helpful and understanding particularly when had some issues. They worked with me than against and problem solved. Would recommend based off this as many other suppliers do not want to know once have any type of issue Reviewed on: 3rd May 2024

Easy to use

5
Had no issues with Vanquis always easy to contact and update information and app brilliant to use. Reviewed on: 3rd May 2024

Very helpful staff.

5
Very helpful staff. Excellent service Reviewed on: 3rd May 2024

Excellent company

5
Very easy to work with great company they have all my trust, Reviewed on: 3rd May 2024

.Easy and perfect

5
I am very satisfied for your bank because just few years I have joined with you but you increased my credit nicely as I appreciate. Reviewed on: 3rd May 2024

It helped me with my credit problems

4
It helped me with my credit problems Reviewed on: 3rd May 2024

Any help needed vanquis will always try and help and...

5
Any help needed vanquis will always try and help and resolve the issue straight away Reviewed on: 3rd May 2024

I am very happy with my experience so far

5
I am very happy with my experience so far Reviewed on: 3rd May 2024

Great credit company.

5
Great credit company. Fantastic customer service. Easy app for statements and payment methods. Help when needed. Reviewed on: 3rd May 2024

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