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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Hoofing account

User friendly account with fantastic customer service and top class app Reviewed on: 3rd May 2024

I have used this card for a number of years, initial...

I have used this card for a number of years, initially to help build my credit rating. Although the interest rate was fairly high at the time compared to some others, i felt the credit limit was suitable at the time. My credit score is now amazing and my credit limit has increased vastly over the years. By keeping well below 50% of my limit and making payments on time my credit score is now in the top range, my interest charges have also been lowered! Reviewed on: 3rd May 2024

Vanquis are simply the best

Vanquis has not only helped me in building my Credit Score, they have also helped me in building wealth and having financial growth. They have always been there to offer financial support at the time I need it most. Reviewed on: 3rd May 2024

Easy to use app, easy to make payments.

Easy to use app, easy to make payments. Issues are resolved promptly if the arise. Reviewed on: 3rd May 2024

It’s a good service and good opportunity to build cr...

It’s a good service and good opportunity to build credit history Reviewed on: 3rd May 2024

App content easy to navigate and well explained

Easy to pay, App easy to use. Well explained. Reviewed on: 3rd May 2024

Saved our skins

Saved our skins when they gave us a card we really needed you build our credit rating thanks to Vanquis we’re getting there Reviewed on: 3rd May 2024

Very good credit card.

Very good credit card.................... Reviewed on: 3rd May 2024

Good for building credit

Good for building credit, managed it well, good contact from Vanquis throughout application and since using the card. Credit has improved and limit increased accordingly Reviewed on: 3rd May 2024

With the app it is very easy to keep control of your...

With the app it is very easy to keep control of your spending and make extra payments whenever you like to keep your monthly direct debit and interest down. Reviewed on: 3rd May 2024

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