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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

It’s really to use best rate and reliable!

5
It’s really to use best rate and reliable! Reviewed on: 3rd May 2024

Great communication.

5
Great communication. I've found having my credit card very useful Reviewed on: 3rd May 2024

I never had a credit card, so no credit score.

5
I never had a credit card, so no credit score. Vanquish helped build my score to 998. Great service, easy to use app and very sensible when offering more credit on your card. Reviewed on: 3rd May 2024

Great service, always helpful on the phone and help...

5
Great service, always helpful on the phone and help you as much as possible. Reviewed on: 3rd May 2024

Never had an issue brilliant card

5
Never had an issue brilliant card Reviewed on: 3rd May 2024

Iam really happy all time good service

5
Iam really happy all time good service Reviewed on: 3rd May 2024

Excellent company, been with Vanquis for a few years...

5
Excellent company, been with Vanquis for a few years now, never had a problem and it helps my credit score Reviewed on: 3rd May 2024

Easy to use and friendly using the app

4
Easy to use and friendly using the app Reviewed on: 3rd May 2024

All round good experience

4
Especially outstanding customer service, very accommodating, polite and nothing is too much trouble Reviewed on: 3rd May 2024

I can not contact easily to the costumer service

3
I can not contact easily to the costumer service Reviewed on: 3rd May 2024

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