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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquis have been fair and helpful at every step of...

5
Vanquis have been fair and helpful at every step of my financial jurney Reviewed on: 3rd May 2024

excellent customer service and product

5
I think Vanquis have been a very good bank never had any problems always seem to be reasonably fair never pushy pushy like most credit card companies and I would recommend a friend Reviewed on: 3rd May 2024

My experience has been excellent, perfect and peaceful.

5
My experience has been excellent, perfect and peaceful. Reviewed on: 3rd May 2024

Excellent Card for anyone

5
Excellent and would recommend the Vanquis Card to anyone. Reviewed on: 3rd May 2024

They one among equal when it comes to credit cards.

5
They one among equal when it comes to credit cards. I mean amazing service and very efficient in providing service to their customers Reviewed on: 3rd May 2024

Easy to keep track

5
Always easy to keep track of my finances but wish payments were acknowledged slightly sooner. Reviewed on: 3rd May 2024

Easy to communicate, good value for money.

5
Easy to communicate, good value for money. Helpful staff. Nice to deal with. Easy to use application. Reviewed on: 3rd May 2024

Good card with good rates

5
Good card with good rates. Very easy app to manage. Excellent customer service when needed Reviewed on: 3rd May 2024

Easy to use credit card

4
Easy to use the online banking. A goid cadd to have to help better your credit rating. Steady increases when you use the credit card carefully and ensure payments are made timely. Reviewed on: 3rd May 2024

Unhelpful

1
Don’t help you when you call & they can’t understand you half the time Reviewed on: 3rd May 2024

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