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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Ive had an amazing experience with Vanquish and woul...

Ive had an amazing experience with Vanquish and would definitely recommend them. They are absolutely the best on the market. Also they have helped me so much over the last few years Reviewed on: 3rd May 2024

Ridiculously high APR. Avoid!!!

Apr has increased to a ridiculous amount 46.40 heading towards loan shark rates so this means I am now extremely reluctant to use the card at all. I have now paid off full balance and will only use this card in the most dire emergency and only as a last resort. Unfortunately Vanquis has increased cost to use the card to such a high level that I would tell people to avoid it at all costs as there are much cheaper cards available. Reviewed on: 3rd May 2024

Informative, easy to use App

Keep me updated with information on spending etc. App very easy to use and questions answered promptly Reviewed on: 3rd May 2024

So far it’s been exceptional

I’ve been using the card from the start, never a issue, always helpful interest free balance transfer, so far it’s been exceptional, all though it would have been nice to have a interest free cash advance every now and then but overall I’m happy Reviewed on: 3rd May 2024

Excellent company and credit lender

Excellent company and credit lender Reviewed on: 3rd May 2024

I good card any matter

I have Vanquis Credit card since 2 years ,always with me, and ready to use any time. Customer support is up to date and ready for an extra mile for customers any time. Reviewed on: 3rd May 2024

A great little card

A great little card for emergencies or those big ideas Reviewed on: 3rd May 2024

Confidence and speed

It gives me security and all its processes are fast Reviewed on: 3rd May 2024

First class credit card company can't fault, looks a...

First class credit card company can't fault, looks after it's customers. Highly recommend. Thanks. Reviewed on: 3rd May 2024

Respectful finance for people who need a little help

Have been using vanquish for some years now, no problems with speaking to customer service and always helpful Reviewed on: 3rd May 2024

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