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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I have never had a trouble with my card

I have never had a trouble with my card Reviewed on: 3rd May 2024

had used the service when I was on holidays .

had used the service when I was on holidays and there was no extra charge and also had no issues so far. Reviewed on: 3rd May 2024

i pay on time but due to cost of living crisis i use...

i pay on time but due to cost of living crisis i used my credit card more often and then recived a latter if i dont pay off my debt by a certain time i will lose my card ! Reviewed on: 3rd May 2024

Friendly bank

I like the bank and using my card on a daily basis for fuel in my car. Unfortunately, not many things and we can do in the app which is a little bit inconvenient for example if address change needed we have to call customer service. By the way, customer service, really polite and friendly people well done. The interest is extremely high on the market, but fortunately I always put back my money until the end of the month so never ever had to pay that high percentage. Reviewed on: 3rd May 2024

I like the app, it seems reliable and functional.

I like the app, it seems reliable and functional. I also like the sms messages that allow you to pay instantly if you have allowed the card to overdraw. I might be missing it but I couldn't find the current interest rate I am paying listed in the app. Not so good. Reviewed on: 3rd May 2024

Respectful

Everytime i have rang they been very helpfull and kind Reviewed on: 3rd May 2024

Great for credit building.

Great for credit building. App keeps you on track with your spending. Reviewed on: 3rd May 2024

Customer service really good app so easy to use firs...

Customer service really good app so easy to use first class card Reviewed on: 3rd May 2024

Good credit card esp the app and easy repayment options

Good credit card esp the app and easy repayment options Reviewed on: 3rd May 2024

Good card no problems, I recommend

Good card no problems, I recommend Reviewed on: 3rd May 2024

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