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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquish APR

The APR is very high on the credit card Reviewed on: 3rd May 2024

I have been with Vanquis for a while and I haven't h...

I have been with Vanquis for a while and I haven't had any issues. App is easy to use. Easy to access balance and pay bills Reviewed on: 3rd May 2024

Some good features but horrific interest rates.

The transfer feature has helped me once or twice in a pinch, however the interest rates for that and the card are extortionate and keep rising. I have considered cancelling the card for this reason and will if it increases again. The fees for using the card abroad are also ridiculous, however the one good point is that they do give a healthy credit limit once you prove you can actually pay for it! Reviewed on: 3rd May 2024

An excellent credit card very good it's always there...

An excellent credit card very good it's always therewhen needed I would certainly recommend to other people Reviewed on: 3rd May 2024

Credit card

All in all they helped me when I needed. Interest a bit high Reviewed on: 3rd May 2024

Quick and easy amplification.

Quick and easy amplification. customer service and App also great Reviewed on: 3rd May 2024

Good card but I don't understand why my credit limit...

Good card but I don't understand why my credit limit same like on one year,so not give me up. Reviewed on: 3rd May 2024

I have had vanquis bank for sometime now and I have...

I have had vanquis bank for sometime now and I have no problem with them everything is easy to use on the app customer service is excellent Reviewed on: 3rd May 2024

Good service, easy to work with, better than the com...

Good service, easy to work with, better than the competitors Reviewed on: 3rd May 2024

Brilliant communication and always ready to help

Brilliant communication and always ready to help Reviewed on: 3rd May 2024

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