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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great customer service.

5
Great customer service. Easy to contact. Very helpful with problems regarding unauthorised payments. Reviewed on: 3rd May 2024

Alright if you do not use customer service

2
I rang as an insurance company had taken funds without permission. This showed as pending. That was weeks ago and thankfully I got my money back from insurance company myself. My complaint is still in the pending pile Reviewed on: 3rd May 2024

Great service all round.

5
Great service all round. Nothing is too much trouble. Reviewed on: 3rd May 2024

good customer service when i ahve needed to contact...

5
good customer service when i ahve needed to contact them but feel intrest rate is still very high Reviewed on: 3rd May 2024

Excellent credit card with good interest rates.

5
Excellent credit card with good interest rates. Very easy to get approved and they give you very good rates. Eligibility check is also easy to complete compared to other companies Reviewed on: 3rd May 2024

I used this as a credit builder and it really...

5
I used this as a credit builder and it really helped Reviewed on: 3rd May 2024

Excellent app.

5
Good service. Great app & when I need to speak to staff it was quick and simple. Reviewed on: 3rd May 2024

I love vaqnis bank and services provided by Vanquis...

5
I love vaqnis bank and services provided by Vanquis bank Reviewed on: 3rd May 2024

Good to have vanquis ; never had any issue

5
Good never had any issue will will recommend to all Reviewed on: 3rd May 2024

I have nothing to complain about.

5
I have always received good service and, more importantly, excellent interest rates. I have nothing to complain about. I don't regret taking out my Vanquis card all those years ago. Reviewed on: 3rd May 2024

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