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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Really good service I love Vanquis credit card, I ha...

5
Really good service I love Vanquis credit card, I have used more than 6 years Reviewed on: 3rd May 2024

Pleased to recommend for service

5
Available and helpful staff who make you feel valued. Reviewed on: 3rd May 2024

Handy card to have, interest rate a bit high

4
Handy card to have, interest rate a bit high Reviewed on: 3rd May 2024

Great app and customer service

5
Easy to navigate app and they’re always super knowledgeable on the phone Reviewed on: 3rd May 2024

Customer Service very good.

4
Easy to apply, Customer Service very good. Has various options like money direct to bank account Reviewed on: 3rd May 2024

It’s been great whenever I wanted cash Vanquis alway...

5
It’s been great whenever I wanted cash Vanquis always transferred me the cash and it’s low interest aswel thank you Reviewed on: 3rd May 2024

Great card easy to use.all good

4
Great card easy to use. Only thing is I pay my balance off every month but never get the option to increase my credit. Reviewed on: 3rd May 2024

Have always found that the customers advisors to be...

5
Have always found that the customers advisors to be very friendly and helpful whenever I've had to contact them with a problem or just needing some advice.. Reviewed on: 3rd May 2024

User friendly app

5
The app is user friendly and you can find every piece of information you need in there without having to call. Reviewed on: 3rd May 2024

Vanquis agents there to help when needed

5
Every time i have asked the advice from the Vanquis team i have been met with social and very patient agents who have taken me step by step until i have got the answers i need. one time when i could not log on they very patiently helped me out yet again at age 82 that means a lot when someone is there willing to help you when you are not to good with new technology Reviewed on: 3rd May 2024

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