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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great services

Everything is fine and never had any problems with the services Reviewed on: 3rd May 2024

Great easy to use service .

The service has always been quick and easy to use .everything has been explained. Talking with someone is quick and easy .The app and on line easy to navigate and clear Reviewed on: 3rd May 2024

Helps me with being able to purchase items and pay o...

Helps me with being able to purchase items and pay off each month which is very helpful when you are having a baby Reviewed on: 3rd May 2024

I had a good experience overall as It helped me at t...

I had a good experience overall as It helped me at the time of need Reviewed on: 3rd May 2024

I love using Vanquis.

I love using Vanquis. It’s always been snotty experience and very easy to use Reviewed on: 3rd May 2024

The card helpme to build and rebuilfing the credit

The card help me to build and rebuilfing the credit Reviewed on: 3rd May 2024

The app is easy to use and keep track of your transa...

The app is easy to use and keep track of your transactions and payments. Reviewed on: 3rd May 2024

Very happy customer

I am very happy with Vanquis, i had to rely on a credit card as my finances were grim and it helped me and my family Reviewed on: 3rd May 2024

Comprehensive assessment of credit risks.

Prepared to fully explore new applicant's risks regarding present and future possible problems to make regular repayments. Explores dependents, liabilities and other supporting factors re credit card payments, unlike Barclays who only consider income. Reviewed on: 3rd May 2024

Sometimes the app is problematic and unreliable.

Sometimes the app is problematic and unreliable. Working on the go it's not always easy to access the internet and I have had charges for missing payments as a consequence when the app fails. Reviewed on: 3rd May 2024

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