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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vary good service speak to them on the phone was ver...

5
Vary good service speak to them on the phone was very good. The app is great. Reviewed on: 3rd May 2024

Good for credit easy to use app easy to contact...

5
Good for credit easy to use app easy to contact Reviewed on: 3rd May 2024

Always professional and easy to use

5
Always professional and easy to use Reviewed on: 3rd May 2024

Great Service

4
I have always found Vanquis very helpful and I will continue using them Reviewed on: 3rd May 2024

Very helpful and soon has you phone they answer righ...

5
Very helpful and soon has you phone they answer right away Reviewed on: 3rd May 2024

I have been with the vanquis Credit card for over 7...

5
I have been with the vanquis Credit card for over 7 years Experience customer services Easy to use Reviewed on: 3rd May 2024

Excellent company good value, brilliant for rebuildi...

5
Excellent company good value, brilliant for rebuilding your history can't fault customer service always there to help Reviewed on: 3rd May 2024

All is perfect

5
All is perfect,very thankful and good commitment Reviewed on: 3rd May 2024

Seamless Card Usage

5
The card usage has been seamless without hassle, and the interest charges are in consonance with the agreed APR. Reviewed on: 3rd May 2024

Very pleased with Vanquis and highly recommend them.

5
I hold a credit card with Vanquis Bank and my experience with them has been very good. So far they have increased my credit limit, and I am pleased with their customer service where I always receive a polite and helpful response. I highly recommend Vanquis. Reviewed on: 3rd May 2024

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