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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Had no issues and easy to use, had this card for a y...

Had no issues and easy to use, had this card for a year now and very happy with my experience Reviewed on: 3rd May 2024

rebuild my credit

Vanquis gave me a chance to rebuild my credit and service provided is 2nd to none, highly recommend Reviewed on: 3rd May 2024

Have their card for years.

Have their card for years.Always happy Reviewed on: 3rd May 2024

It’s helped me build a better credit score rating ov...

It’s helped me build a better credit score rating over years and has been invaluable when I needed it most Reviewed on: 3rd May 2024

Long term user. Credit score now 999/999

I've had a Vanquis card for longer than any other card and my credit score has gone from 'very poor' to the maximum 999/999 (Experian). It definitely helps build your credit score, despite the increased interest rates. Used responsibly it is a good tool for improving your score. Reviewed on: 3rd May 2024

My favourite credit company.

My favourite credit company. I’ve had other cards that charge a fortune and will just dish out a higher credit limit, but with Vanquis they charge a good apr and they’ve not pushed a new limit unaffordable on me Reviewed on: 3rd May 2024

A fantastic first credit card!

I’m a huge fan on Vanquis. When I first moved to London it was impossible to get a credit card. Vanquis was one of the few places that gave me chance. They started my credit amount low and slowly gave me more over time. They’re always so responsive when you need help and the app is great. Overall a great first credit card experience. Reviewed on: 3rd May 2024

Really easy, applied, accepted and got my card and p...

Really easy, applied, accepted and got my card and pin quickly. Downloaded the app through a clear email and I was good to go. The app is super simple and clear to see what you’re spending and also to make a payment to Vanquis. Reviewed on: 3rd May 2024

Staff are polite friendly and easy to talk to.

Staff are polite friendly and easy to talk to. They explain things so you can understand them and are willing to sort any issues out. Reviewed on: 3rd May 2024

Professional and helpful if and when needed.

Professional and helpful if and when needed. Reviewed on: 3rd May 2024

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