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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Very helpful and friendly staff.

5
Very helpful and friendly staff. Easy to talk to . Reviewed on: 3rd May 2024

Perfect!

5
Very good credit card. Helped me a lot of times Reviewed on: 3rd May 2024

Love the service.

5
Love the service. I’m kept updated snd I really would recommend Vanquis to my family and friends. Reviewed on: 3rd May 2024

Helping me improve my credit rating.

5
Helping me improve my credit rating. The app is great, easy to use and pay it service is useful when making payments Reviewed on: 3rd May 2024

Excellent service!

5
I have always had a good experience with Vanquis and would recommend them to anyone looking to increase their credit rating. Reviewed on: 3rd May 2024

The whole process was really easy as well as the app...

4
The whole process was really easy as well as the app being extremely helpfull with lots of information Reviewed on: 3rd May 2024

Modern money working for you.

4
Helpful call centre and good useful app. Reviewed on: 3rd May 2024

Vanquis credit card has helped me build my credit up...

5
Vanquis credit card has helped me build my credit up amazingly whilst also providing my with eaay access to credit to make lifes decisions easier Reviewed on: 3rd May 2024

Great services and time to time changes in app and i...

5
Great services and time to time changes in app and in limit more appreciated Reviewed on: 3rd May 2024

Choose Vanquis for Credit Confidence !!

5
Fantastic Service and delivery. Great for building up Credit Confidence and restoring Self Esteem !! Helps to self budget and Customer Service are always patiently available for sound and good advice. Reviewed on: 3rd May 2024

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