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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Answer the phone promptly and usually resolve any pr...

4
Answer the phone promptly and usually resolve any problems Reviewed on: 3rd May 2024

Vanquis is extremely useful and easy to use as well...

5
Vanquis is extremely useful and easy to use as well as having extremely helpful customer service during the few times things have gone wrong. Reviewed on: 3rd May 2024

Take the day as it comes and be responsible but real...

5
Take the day as it comes and be responsible but really when it comes down to it how can you explain excellent. Reviewed on: 3rd May 2024

Friendly and always willing to help and go beyond to...

5
Friendly and always willing to help and go beyond to help Reviewed on: 3rd May 2024

Awesome Great

5
It’s ease of access and use, see all your transactions and options on how to save Reviewed on: 3rd May 2024

Vanquis has helped me take control of my finance.

5
Vanquis has helped me take control of my finance. Reviewed on: 3rd May 2024

It’s a good card, easy to pay off monthly

5
It’s a good card, easy to pay off monthly Reviewed on: 3rd May 2024

Vanquish credit card

5
Excellent onboarding and ongoing service Reviewed on: 3rd May 2024

Best credit card for credit reports

4
I think the customer service is best Reviewed on: 3rd May 2024

No issues so far.

5
No issues so far, could lower APR tho Reviewed on: 3rd May 2024

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