Write a review

Go to business site

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

View other Vanquis products

4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (19912)

My Experience

Very easy to use, very helpful and quick when phoning customer services. Reviewed on: 3rd May 2024

I had difficulty in getting credit.

I had poor credit rating and Vanquis helped me manage to increase my financial confidence. I feel I am more able to request a loan in the future as I managed to get a 24 month loan which is now almost paid, this month. Thanks to Vanquis. Reviewed on: 3rd May 2024

Great customer service!

Great customer service! The App works really well and able to manage my finances effectively. Reviewed on: 3rd May 2024

2nd card in 10 years Fair and open CC lender

Used Vanquis before this is my second credit card with them over the years, they offer those with a not so great credit score the option to improve their credit however the interest rates are quite high and unless you’re only using the card to rebuild credit score and short term borrowing then it can be an unaffordable option, the app is really good at keeping an eye on everything and previous experience with customer service was really good when I wasn’t in such a good financial position as I am now Reviewed on: 3rd May 2024

Excellent app and service.

Excellent app and service. Thanks. Reviewed on: 3rd May 2024

Good service

good . . reminding of bill when due Reviewed on: 3rd May 2024

Quick response on line with Vanquis

Quick response on line with Vanquis Reviewed on: 3rd May 2024

Just very helpful in everything you need.

Just very helpful in everything you need. Reviewed on: 3rd May 2024

Good supportive company, easy to set up and app

Good supportive company, easy to set up and app Reviewed on: 3rd May 2024

Good companion

Help in dificult situation. Buy fodd, tickets, underground. Etc. Reviewed on: 3rd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Santander 4.10 from 23 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.19 from 14 reviews
Flexicard
from Halifax 3.65 from 7 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.92 from 1253 reviews
Black Diamond Visa
from Vanquis 4.77 from 9 reviews
Vanquis Savings
from Vanquis 4.74 from 4 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub