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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great card to help build up poor credit

5
Having started off with bad credit Vanquis allowed me the chance to both have a low amount card and to help me build up my credit rating. I love the fact that the never increase your limit without asking and always make sure you can afford it Reviewed on: 3rd May 2024

Brilliant

5
Very good I've had no problems. The app is very easy to use. Very happy with the service I have received. Reviewed on: 3rd May 2024

I've found vanquis very easy to deal with, weather i...

4
I've found vanquis very easy to deal with, weather it's over the phone or using the app. The staff are very helpful and always sound like they want to help. Reviewed on: 3rd May 2024

Great service and always willing to help with any pr...

5
Great service and always willing to help with any problem I may hay Reviewed on: 3rd May 2024

Vanquis is extra ordinary in helping people in the t...

5
Vanquis is extra ordinary in helping people in the time of financial crises more especially when you needed to borrow money as quick as possible then reach out to Vanquis. Reviewed on: 3rd May 2024

Always happy to help

5
Very nice and helpful and always happy to help. Also solve any issues without any problems. Reviewed on: 3rd May 2024

Always there to help and advise, puts the customer f...

5
Always there to help and advise, puts the customer first at all t8mes Reviewed on: 3rd May 2024

App is easy to use and great customer service

5
App is easy to use. When needed vanquis agents are easy to talk to and understanding Reviewed on: 3rd May 2024

Always great service.

5
Always great service. Great app too. Very easy to use and no time lag so i always know where I am up to Reviewed on: 3rd May 2024

It is an excellent financial institution, I am grate...

5
It is an excellent financial institution, I am grateful because I have been using the card for over a year and it has never let me down, thank yo Reviewed on: 3rd May 2024

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