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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Random fees charged.

Random fees charged. Will clear part and then have to pay more fees Reviewed on: 3rd May 2024

Vanquis card

Very easy to set up and manageable payments . Easy to find your way around the app Reviewed on: 3rd May 2024

Efficient...

There was a possibility that someone had my details and Vanquis sorted it immediately Reviewed on: 3rd May 2024

Excellent service all round

I have always had a great experience with Vanquis during all my transactions Reviewed on: 3rd May 2024

It's helping out with same difficulties with this li...

It's helping out with same difficulties with this living crisis. Reviewed on: 3rd May 2024

Great card for credit building.

I had the card for emergencies but used it a lot! I’m beginning to pay back more each month now and Vanquis has helped me cope through some dark times with my health and seperation from my ex who left me debts ❤️ it’s building up my credit references. Reviewed on: 3rd May 2024

My Vanquis Account

Vanquis are very informative in the way that they run my account and puts my mind at ease when using my card. Reviewed on: 3rd May 2024

Don’t offer 0% transfer deals.

Don’t offer 0% transfer deals. Percentage rate is very high . Reviewed on: 3rd May 2024

Excellent for building credit score

Vanquish credit card helped me to build my credit score. Any transactions on vanquish card is quickly updated on credit agency. The application was easy and interest rate is lower than my other credit card. Reviewed on: 3rd May 2024

If I win the £1000 I will be a customer for at least...

If I win the £1000 I will be a customer for at least 5 years Reviewed on: 3rd May 2024

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