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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

We’ll pleased wit the service and would recommend

5
We’ll pleased with the service and would recommend Reviewed on: 3rd May 2024

Looking for ways to build on my credit profile

5
I was looking for a way to build on my credit profile & when I came across Vanquis, I decided to look into what they could offer me to help my profile build up. I needed some extra source of cash for when hard times come around & Vanquis seemed to be my best option after doing some searching. I am finding the service offered by Vanquis very handy & helpful. Reviewed on: 3rd May 2024

Easy to set up and manage online.

5
Easy to set up and manage online. Quick and easy process to follow Reviewed on: 3rd May 2024

Efficient and speedy service

5
I have had the card under a year and so far no problems and my payments are never delayed in being update. Hoping for a long and smooth relationship! Reviewed on: 3rd May 2024

Their app is soon easy to understand and use

5
Their app is soon easy to understand and use Reviewed on: 3rd May 2024

I can only speak about my personal experience.

4
I can only speak about my personal experience. To date I have not had any bad dealings with Vanquis and long may that continue. Any problems I had were dealt with in a timely manner. Reviewed on: 3rd May 2024

All round great credit card and company

5
Easy app to use and great customer service. Good interest rates and a good reliable sevice. Reviewed on: 3rd May 2024

Helpful, there when you need help

5
Helpful, there when you need help Reviewed on: 3rd May 2024

Never had an issue easy to pay at any time...

5
Never had an issue easy to pay at any time on app Reviewed on: 3rd May 2024

Good customer service .

5
Good customer service .and easy to access Reviewed on: 3rd May 2024

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