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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great easy to use service.

Great easy to use service. Excellent accompanying app helps me to keep on top of spending and Vanquis alerts help to make sure I keep on top of payments etc. Superb stuff! Reviewed on: 3rd May 2024

Vanquis has helped improve my credit score, wonderfu...

Vanquis has helped improve my credit score, wonderful customer service and great app. Reviewed on: 3rd May 2024

Great team and very helpful

Always helpful when you call and great value for money. Very professional service Reviewed on: 3rd May 2024

Couldn’t rate Vanquis enough

Vanquis gave me an opportunity to build my credit rating by offering me a low value credit card. For someone with poor credit rating it’s been a god send as it’s allowed me to build it up. Reviewed on: 3rd May 2024

The App makes it so easy to manage your account...

The App makes it so easy to manage your account Reviewed on: 3rd May 2024

Very quick delivery of card and easy to use app...

Very quick delivery of card and easy to use app Reviewed on: 3rd May 2024

Recommended.

I originally got this credit card I believe 9 years ago because I had a low credit score and I was unemployed. They've been a great service provider and after a few years my APR dropped significantly (even though I pay off my credit card in full every month but still it's nice to have). I recommend Vanquis to all! Reviewed on: 3rd May 2024

Great card

Easy to apply for and dead easy to manage and pay with the appx Reviewed on: 3rd May 2024

A very good option for building creditworthiness, fr...

A very good option for building creditworthiness, friendly application, easy to use, I recommend Reviewed on: 3rd May 2024

It has always been peace of mind relating to custome...

It has always been peace of mind relating to customer service. Always making me feel at ease even when I’m anxious about making late payment. Constant reminder of what my account looks like help me keep that in shape. Reviewed on: 3rd May 2024

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