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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Very good app easy to use and control

5
Very good app easy to use and control Reviewed on: 3rd May 2024

Very good

5
Very good quick & easy to down load app recommend to all Reviewed on: 3rd May 2024

Customer service staff are amazing they a patient an...

5
Customer service staff are amazing they a patient and understanding aswell as extremely helpful Reviewed on: 3rd May 2024

It has really helped me out when i waa struggling an...

5
It has really helped me out when i waa struggling and repayments are manageable Reviewed on: 3rd May 2024

Excellent

5
Always there when you need it... Reviewed on: 3rd May 2024

Very efficient and quick online service.

5
Very efficient and quick online service. Security is excellent. Any queries are handled quickly and with great customer service. Best credit card I've had. Reviewed on: 3rd May 2024

Mediocre

3
Can sometimes be slow to update when you have made payments and therefore to your credit score. Not had much, if any, contact with customer service, overall I have had a fairly smooth service from them. Reviewed on: 3rd May 2024

I 0we vanquis £30 my limit is £1500 , I am in a posi...

3
I 0we vanquis £30 my limit is £1500 , I am in a position to pay back any debt , as my income is good I don't really need credit, Vanquis refused me a credit increase. Reviewed on: 3rd May 2024

helpful service

5
I have never had any issues with my Card if any problems do occur they are more than happy to help Reviewed on: 3rd May 2024

Great card, great app and Great Service

5
Great card, great app and Great Service Reviewed on: 3rd May 2024

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