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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Easy to apply, easy to understand, great app!

Easy to apply, easy to understand, great app! Reviewed on: 3rd May 2024

Opportunity to build a good credit score, when other...

Opportunity to build a good credit score, when other providers would have declined my application. Online app also very good Reviewed on: 3rd May 2024

billing easy and consistent.

billing easy and consistent. Plenty of notice to pay. Reminder that interest free period was coming to an end Reviewed on: 3rd May 2024

I'm really happy to use Vanquis card

I'm really happy to use Vanquis card Reviewed on: 3rd May 2024

Fantastic and fair!

I've been with Vanquis a while now. A while back I needed to speak to Customer Service, The lady was so polite, commpassionate and went the extra mile to assist me. The Vanquis App is great I've not had any issues with it and making payments against my outstanding balance has been made so simple. They are fantastic for credit limit raises providing you remain in good standing wioth them and use the card as it's official purpose. So, overall this card has really helped me and I'm sure it helps others too... Reviewed on: 3rd May 2024

I’m very happy with the service so far.

I’m very happy with the service so far. I’ve had no issues Reviewed on: 3rd May 2024

I have had a fraudulent usage on my account and with...

I have had a fraudulent usage on my account and within 2 minutes they blocked my card,messaged and emailed me. Excellent service Reviewed on: 3rd May 2024

Just overall a poor experience from maintenance issu...

Just overall a poor experience from maintenance issues, to card not working, delayed payment processing, they do not review accounts as stated or update credit limits, bare minimum services and app functionality compared to other providers. Reviewed on: 3rd May 2024

Simple ways of understanding how interest works and...

Simple ways of understanding how interest works and finance in credit. Reviewed on: 3rd May 2024

I have found Vanquis to be always there

I have found Vanquis to be always there when you need them and give you the chance to up your limit when needed. I would recommend to anyone, It's always good to have your card to hand when you need something Reviewed on: 3rd May 2024

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