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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

No complaints about your services.

5
No complaints about your services. Very pleased all around. Reviewed on: 3rd May 2024

Very convenient, helpful and supportive.

5
Very convenient, helpful and supportive. Love my Vanquis card Reviewed on: 3rd May 2024

Quick and easy to set up and always there to help if...

5
Quick and easy to set up and always there to help if anything is wrong Reviewed on: 3rd May 2024

I have found Vanquis to be the best..

5
I find that you look after me and recently stopped a scam that I was about to fall for. You are always there when I need you and I treasure my involvement with Vanquis 100% I make sure that I pay my account on time as I requested a text reminder when its due. Reviewed on: 3rd May 2024

I had a poor credit history due to a divorce and Van...

5
I had a poor credit history due to a divorce and Vanquis has allowed me to build my credit slowly and responsibly. I am kept in regular contact about my credit limit and other offers available to me. Reviewed on: 3rd May 2024

Great card to use

5
There when you need it and your able to pay back as much as you want at a time Reviewed on: 3rd May 2024

Dont use to much or speak to anyone

5
Dont use to much or speak to anyone Reviewed on: 3rd May 2024

Boring waste of time I have been with vanqius 6 year...

1
Boring waste of time I have been with vanqius 6 years no offers and no credit increase stopped using it Reviewed on: 3rd May 2024

Well they understand when a person needs help.

5
Well they understand when a person needs help. i have paid off my money twice now. and will pay it off again. Reviewed on: 3rd May 2024

great card

5
really good card especially for first time credit card users Reviewed on: 3rd May 2024

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