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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

It works

5
Excellent tool for rebuilding credit score and re educating your budgeting skills. Reviewed on: 3rd May 2024

Excellent Service!

5
Always there for support and the app is so easy to use and understand. Reviewed on: 3rd May 2024

My credit rating had become poor after I had a stroke.

5
My credit rating had become poor after I had a stroke. Nevertheless the Vanquis card allowed me to get 9 months interest-free credit up to £1,000. This has been a tremendous help and I will now be able to pay it off without incurring any charges except the transfer fee. Reviewed on: 3rd May 2024

Very decipherable charges, not fear of missing out o...

5
Very decipherable charges, not fear of missing out on better rates Reviewed on: 3rd May 2024

My first credit card gave me credit when I didn’t or...

5
My first credit card gave me credit when I didn’t or couldn’t get credit from anywhere else. It’s been great building my credit and now I even have my own home. Reviewed on: 3rd May 2024

Customer service

5
Very helpful and their customer service support team helpline answers quickly. The team is friendly and helpful. Reviewed on: 3rd May 2024

I’m very happy with the service , easy to use and un...

5
I’m very happy with the service , easy to use and understand , love it ! Reviewed on: 3rd May 2024

Peace of mind

5
Vanquis helped pull me through a rough time in my life. They have helped to improve my credit score. I couldn’t put a price on the peace of mind they have brought. Reviewed on: 3rd May 2024

Very helpful and understanding for all my dealing i...

4
Very helpful and understanding for all my dealing i had with the bank Reviewed on: 3rd May 2024

Helpful and really useful , easy communication

5
Helpful and really useful , easy communication Reviewed on: 3rd May 2024

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