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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Can not folt it for the value and price ...

5
Can not folt it for the value and price for the money Reviewed on: 3rd May 2024

Application was quick and easy.

4
Application was quick and easy. product is easy to manage using the APP. Payments do take a couple of days to clear however this is expected. overall easy to use and manage. Reviewed on: 3rd May 2024

Vanquis are a responsible lender

5
Vanquis are a responsible lender who have helped me regain control of my finances and rebuild my credit score. Thank you Vanquis. Reviewed on: 3rd May 2024

Excellent way of building credit

5
Excellent way of building credit Reviewed on: 3rd May 2024

Good card, good service

5
Good company to deal with but charges are high Reviewed on: 3rd May 2024

It was simple to apply and a speedy resonce

5
It was simple to apply and a speedy resonce Reviewed on: 3rd May 2024

Happy about everything except long queue on the phone

4
Happy about everything except long queue on the phone Reviewed on: 3rd May 2024

Helped me build up my credit score.

5
Helped me build up my credit score. Also the app is brilliant, really easy to use to make payments, and to check transactions etc. Always kept me up to date with any offers and reminders and when my monthly payment was due. Reviewed on: 3rd May 2024

Great for building credit

4
Vanquis have been great in regards to building credit. Reviewed on: 3rd May 2024

Highly recommend

5
Great experience from start till now , always friendly customer service when I call for advice Reviewed on: 3rd May 2024

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