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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Used the card with my Samsung app.

Used the card with my Samsung app. Works really well. I like the app and the reminders on my account. I find using the card allows me to make better purchasing decisions. I've used it while abroad as well . So easy Reviewed on: 3rd May 2024

Always easy to deal with.

Always easy to deal with. Never any issues and updated and kept informed regularly Reviewed on: 3rd May 2024

fast and fair credit limit increases,...

fast and fair credit limit increases appropriately, remind you of when payments are due Reviewed on: 3rd May 2024

Good Card

Only had the card recently had no issues so far. One of the best ive had. Reviewed on: 3rd May 2024

Interest rate is very high and monthly payment can b...

Interest rate is very high and monthly payment can be a struggle. But I maintain it at the moment Reviewed on: 3rd May 2024

Always good information at hand easy to use apps.

Always good information at hand easy to use apps. APR is higher than I would like, however it is understandable due to the circumstance which makes obtaining a credit building facility a requirement. Reviewed on: 3rd May 2024

I have always had good feedback from the company and...

I have always had good feedback from the company and happy to be a customer Reviewed on: 3rd May 2024

Simply the best hassle free no stress

Simply the best hassle free no stress Reviewed on: 3rd May 2024

Very good service

Very good service from reps on the phone and excellent comms Reviewed on: 3rd May 2024

I found Vanquis very easy to deal with.

I found Vanquis very easy to deal with. They seem to be fair, honest and have a no fuss approach to finance. Reviewed on: 3rd May 2024

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