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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Excellent credit card

Very pleased easy to use Low interest rate Highly recommended Reviewed on: 3rd May 2024

It’s great for building my credit

It’s great for building my credit Reviewed on: 3rd May 2024

Always found it easy to use the app and also easy to...

Always found it easy to use the app and also easy to speak to customer service Reviewed on: 3rd May 2024

Anytime you contact they listen.

Anytime you contact they listen...then they resolve. Can't speak highly enough of the team. Reviewed on: 3rd May 2024

Great credit builder for people with low credit scores

I used Vanquis to help build my credit rating which was almost non existent. I now have an excellent credit rating due to being in control of my cc limit to ensure I can afford the payments plus extra. I can choose to higher or lower my limit which I base on my personal circumstances at that time. It gives you the skill to be in control of your finances if not abused. Reviewed on: 3rd May 2024

Great customer service very friendly the app is easy...

Great customer service very friendly the app is easy to use and you can find most of what you need there Reviewed on: 3rd May 2024

No happy company, i m paid full in closed account...

No happy company, i m paid full in closed account Reviewed on: 3rd May 2024

Balance Transfer

I keep checking if I can do a balance transfer from another card, but they’re never available even though I have a zero balance! Reviewed on: 3rd May 2024

Good first credit card

good for building credit score, got a a debs credit amount after a few years of managing it well Reviewed on: 3rd May 2024

Excellent

Not had any problems at all always kept up to date with anything that affects my account in a timely manner. App really easy to use to keep on top of my account. Reviewed on: 3rd May 2024

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