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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Super back up card!

5
My back up card, which I only use for emergencies, but I am so delighted it is there. I have fun into some issues recently and I have needed a back up card - and my VANQUIS card was there!! Reviewed on: 3rd May 2024

Great customer service and support

5
I have been a Vanquis customer for over 10 years, and found the customer service to be great. Always manage to speak to someone if I need, and when I was in financial difficulty once, they were very helpful in finding me a solution. Reviewed on: 3rd May 2024

Offered credit increase but takes a month to add to...

2
Offered credit increase but takes a month to add to account, very slow Reviewed on: 3rd May 2024

I have had no problems.

5
I have had no problems. Easy to make repayments. Reviewed on: 3rd May 2024

Excellent Service

5
I have always had good service from Vanquis Bank especially when I was a victim of a scam. Reviewed on: 3rd May 2024

Always excellent customer service.

5
Always excellent customer service. They have always been helpful, friendly & most importantly they listen to my enquires. Reviewed on: 3rd May 2024

Very good card to build up your credit if you dnt ha...

5
Very good card to build up your credit if you dnt have or need to repair it Reviewed on: 3rd May 2024

No problems with Vanquis.

4
No problems with Vanquis. Easy to use app, easy to setup and they awlays keep me informed of deals or issues. Reviewed on: 3rd May 2024

Had my Vanquis credit card for about 6 years now , a...

5
Had my Vanquis credit card for about 6 years now , and I’ve been really happy with it and the c/care is excellent too , I’ve never had any issues at all , when I asked for a credit increase there was no issue . Reviewed on: 3rd May 2024

Vanquish came through

5
Vanquish came through when my gearbox went. Without them I would have lost my job Reviewed on: 3rd May 2024

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