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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquis Feedback

5
Very easy to deal with. The app is very efficient to use and informative. I have been a customer for a number of years and can honestly say I have never experienced any problems. Reviewed on: 3rd May 2024

Very helpful understanding, friendly.

5
Very helpful understanding, friendly. Not your normal credit card provider!!!! Reviewed on: 3rd May 2024

Great customer service all round I recommend

5
Great customer service all round I recommend Reviewed on: 3rd May 2024

Vanquish grave me and my family control of our finan...

4
Vanquish grave me and my family control of our finances when we needed help thank you Reviewed on: 3rd May 2024

Great Customer Service.

5
Whenever I was in touch with Customer Service they were always very kind and helpful, they couldn't do enough for me. Great service. Reviewed on: 3rd May 2024

Great opportunity

5
Certainly! Here's a review of using the Vanquis Credit Builder Credit Card: Title: "Building Credit with Vanquis: A Stepping Stone to Financial Stability" Review: Using the Vanquis Credit Builder Credit Card has been a pivotal step in my journey towards financial stability. As someone who was previously denied traditional credit cards due to a limited credit history, the Vanquis card provided me with the opportunity to start building credit. One of the standout features of the Vanquis card is its accessibility. Despite having a less-than-perfect credit score, I was approved for the card with a manageable credit limit. This allowed me to make small purchases and consistently demonstrate responsible credit behavior. Another benefit is the regular credit limit reviews. As I demonstrated responsible usage and made timely payments, my credit limit gradually increased, which further boosted my credit score. The ability to track my progress through the Vanquis online portal and mobile app made managing my account convenient and straightforward. Reviewed on: 3rd May 2024

Always been there to help when required and always e...

5
Always been there to help when required and always empathetic Reviewed on: 3rd May 2024

very east to apply

5
everything from applying for the card to receiving the card was easy and straight forward, all aspects were covered in detail so you knew the terms and commitments. Reviewed on: 3rd May 2024

Very fast, easy transfer and pay

5
Very fast and easy the transfer from another account Reviewed on: 3rd May 2024

This is one of the cheapest cards....

4
This is one of the cheapest cards I've used. I also recieve spend limit upgrades at appropriate times. Reviewed on: 3rd May 2024

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