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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Everything it's easy , quick and simple

5
Everything it's easy , quick and simple Reviewed on: 3rd May 2024

My lifesaver card

5
I use my Vanquis card for all unexpected bills and big purchases. If you pay the full amount when the payment is due its a win win. Reviewed on: 3rd May 2024

Amazing Experience, helpful always there when I'm sh...

5
Amazing Experience, helpful always there when I'm short Reviewed on: 3rd May 2024

When having poor credit it was a great relief to be...

4
When having poor credit it was a great relief to be able to use Vanquis. Good communication on balances etc. helped improve my credit score. Thankyou! Reviewed on: 3rd May 2024

helped me boost my credit score...

5
Fab no complaints and helped me boost my credit score Reviewed on: 3rd May 2024

Best card out there!

5
Very helpful customer service. Card is clearly explained when first applying, and subsequently being granted a card. Would definitely recommend to anyone who needs help with their credit score. Reviewed on: 3rd May 2024

User friendly

5
I find the card and service easy to use Reviewed on: 3rd May 2024

I am very happy with vanquis cradit card service.

5
I am very happy with vanquis cradit card service. Very convenient to use Reviewed on: 3rd May 2024

The vanquis app always keeps me up to date

4
The vanquis app always keeps me up to date on what I've spent, when I spent it and when I'm.expected to make a payment. What more do you need? Reviewed on: 3rd May 2024

Always helpful

5
This is a good credit card and a good company to deal with I have always found them to be polite and helpful I am disabled and sometimes need help so they have given my partner access to help with my account if I am not up to it so I would recommend this card and company Reviewed on: 3rd May 2024

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