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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great company to deal with

5
Had an issue at one point and the CS was fantastic and sorted it out . Never had an issue since.. Love my card Reviewed on: 3rd May 2024

Excellent service, well informed and professional st...

5
Excellent service, well informed and professional staff, no waiting on the line when calling, and really very observant if anything should go wrong with your card, eg. Unauthorised transactions... Reviewed on: 3rd May 2024

I really needed financial rescue and Vanquis provide...

5
I really needed financial rescue and Vanquis provided valuable help.With a cautious credit limit and provided gradual regular credit limits whilst improving my credit score. Reviewed on: 3rd May 2024

Nice and easy

5
No hassle, app is great and easy to make additional payments at anytime Reviewed on: 3rd May 2024

Honest feedback

5
Very good company don’t push you into anything Reviewed on: 3rd May 2024

Very easy to deal with.

5
Very easy to deal with. Very efficient and proactively demonstrates a duty of care to their customers. A beacon of light for other credit card companies. Reviewed on: 3rd May 2024

Best Credit Card

5
It's one of the best credit cards I've ever had. Interest rate very low. It has helped boost my credit score. Reviewed on: 3rd May 2024

An easy credit card as it gives very good update, fe...

5
An easy credit card as it gives very good update, feeling secured in receiving feedback, as a good APR for a credit card Reviewed on: 3rd May 2024

Vanquis have been really helpful, made it easy to ob...

5
Vanquis have been really helpful, made it easy to obtain credit, after all needed checks, they were friendly and very efficient Reviewed on: 3rd May 2024

Be nice to have an option in the app to chat to some...

4
Be nice to have an option in the app to chat to someone rather than having to call or an option on the app to change payment dates Reviewed on: 3rd May 2024

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