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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I applied online it was easy to do n understand n I...

I applied online it was easy to do n understand n I get regular updates by email about upcoming payments so I'm always in the know Reviewed on: 3rd May 2024

Helpful customer service.

Helpful customer service. Easy app. Have already recommended to friends and family. Reviewed on: 3rd May 2024

Great company

Initial application for a credit card was very efficient & subsequent communications are excellent. Subsequently offered a loan &, again, the application process was very simple & all subsequent communications very timely & professional. Reviewed on: 3rd May 2024

When i have had trouble paying i have been supported

When i have had trouble paying i have been supported through out. I feel as though my account is safe and secure. I have no regrets choosing vanquis. Reviewed on: 3rd May 2024

No pressure to use app is useful and easy

No pressure to use app is useful and easy Reviewed on: 3rd May 2024

I really good credit card

I find the app extremely useful and easy to use for my credit card Reviewed on: 3rd May 2024

Helped build my credit score.

Helped build my credit score. Easy to use app Reviewed on: 3rd May 2024

Easy to use great app very easy to keep track of tra...

Easy to use great app very easy to keep track of transactions, like the notification that are sent when you spend and when payments are due Reviewed on: 3rd May 2024

Always a positive experience, when things have gone...

Always a positive experience, when things have gone wrong they’re always helpful. When things are going well they’re managing account and keeping me up to date Reviewed on: 3rd May 2024

The better way

I would have given better feedback if the interest wasn't that much and 0% purchase card was offer to partner a balance transfer and the 0% purchase card was operating on 9 monthly basis on each purchase. I think this would blow other lender out the game. Example 0% on a £1000 for 9 months then if not paid transfer to balance card at a low rate. You could do dual cards with an overall credit cap based on your clients unique circumstances. Making Vanquis the best lender for the everyday person. In my humble opinion Reviewed on: 3rd May 2024

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