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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

excellent company, couldn’t recommend enough

5
I’ve been with Vanquis for about 10 years and I’ve never had an issue getting hold of a gold account manager always polite, friendly and extremely helpful couldn’t recommend enough Reviewed on: 3rd May 2024

It’s fantastic to use.

5
It’s fantastic to use. I’m very reliable. I would recommend it to anybody. Reviewed on: 3rd May 2024

It’s best card I’m using I can use anywhere to buy t...

5
It’s best card I’m using I can use anywhere to buy thing for me Reviewed on: 3rd May 2024

Very helpful ther when you need them

5
Very helpful ther when you need them Reviewed on: 3rd May 2024

User friendly app

4
Straightfoward application and easy to use app Reviewed on: 3rd May 2024

Brilliant.

5
Brilliant. My credit score went from poor to good after using Vanquis credit building card. Reviewed on: 3rd May 2024

Good overall but the interest rate is too high

4
Good overall but the interest rate is too high Reviewed on: 3rd May 2024

helped improve my credit rating, gave me access to a...

5
helped improve my credit rating, gave me access to a credit card Reviewed on: 3rd May 2024

Great customer service support always there to help...

5
Great customer service support always there to help and solve queries fast and efficiently Reviewed on: 3rd May 2024

Very polite and very helpful always willing to help...

5
Very polite and very helpful always willing to help and put your mind a rest if you have any problems Reviewed on: 3rd May 2024

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